Little children do bring the joy, magic and wonder of the holidays. But let’s face it – they also make the season a little more complicated. They have high expectations of the holiday, mostly because of us, the parents. It’s important to teach them what Christmas is all about. Most importantly, it’s important to enjoy the holiday as a family, including yourself – so here are sanity-saving parenting tips for Christmas!Don’t do it allAs parents, there is this pressure to make Christmas as magical as possible for our children. We want to do it all – buying and wrapping gifts, decorating the tree, pretending to be Santa, stuffing stockings with presents, watching Christmas movies, shopping for matching sweaters, taking holiday family photos, singing carols, hosting dinner… the list goes on! Soon, the magic and joy turns to exhaustion, for the whole family.You don’t have to do them all – just choose a few activities or traditions to stick to every year and make the most out of them. Do the ones that mean the most to your family and ones that the little ones enjoy doing the most.Limit the gift-givingTo save yourself from some holiday stress and extra expenses, give your kids just one present each. Once they let you know the gift they want most, do your shopping and don’t buy some more. Little gifts can quickly pile up into a huge amount, and you know deep down that your kids don’t need all those new toys.If you must buy more than 1 gift, follow the 4 gift rule – 1 gift they want, 1 gift they need, 1 gift to wear and 1 gift to read.Busy? Prepare some fun activities for the kidsThe festive season is definitely busy season. To finish all that you need to do, it’s important that the little ones are busy, too! Prepare some fun and engaging holiday-themed activities that your children can do independently so that you have time to wrap those presents, bake some cookies, or simply breathe.A holiday-themed coloring book, red and green clay (with Christmas shapers) or DIY arts and crafts are all good places to start.Most importantly, you shouldn’t forget to take care of yourself, too. It’s important that you’re enjoying the season as well – everybody knows that when kids see you happy, they’re happy, too! Happy holidays!
Car Wash Financing: What to Consider When Choosing a Lender
Are you a business person interested in starting a successful car wash? You can make an impact on any business. However, one of the challenges that many people face is the lack of capital that allows them to cater to buying the right equipment, renting out a property, paying staff, and even scaling up once the business is running. This is where you may need to get financial help from people that will allow you to get a loan for your car wash business. The following are some of the key considerations that you may need to make when choosing such a lender.
Do Your Research
The first thing that you ought to do when choosing a lender such as this for your car wash business is to learn about what your alternatives are. It is important to keep in mind that the more options you are, the more you will be able to compare what you are working with so that you can make the best choice. As such, you should get online quickly so that you can discover which institutions are ready and willing to give you the money that you are looking for to start your business. The best way to go about this is by compiling a list of the options you have.
Learn the Reputation
Next, you need to know who you are dealing with. Some people have gotten financial aid from such entities only to end up regretting the rates, the procedure it takes to acquire the loan and much more. You have to really be careful so that you do not rush into things. First, do your best to learn about the reputation of the person giving you the money. This way, you will enter into the agreement with nothing that may end up surprising you.
Consider the Terms and Conditions
Another important thing that you might want to take into consideration when making your choice is what the terms and conditions for the loan are. Many people rush to get the financial aid without even taking the time to look at the clauses in the agreement or even getting to know what they stand to lose if at all they end up defaulting on payments. It is always good to get all this information straight because if you do not, you may end up losing your car wash and drowning in debt.
Ask All Important Questions
Never feel shy to get any of your questions answered. If you have an issue that you would like to have clarified it is okay to ask as many questions as you need to before you settle or commit to anything.
Know the Process of Application
Next, it is important to consider the application process for getting the financial aid that you seek. Make sure you understand it and go for the option that is easier for you.
Check out Reviews
Finally, if there are any reviews online from previous clients of the lender, make sure you read them to get a gist of what you are working with.
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